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Personnal Financial Capacity Estimator

évaluer ma capacité de payer

To guide you in buying your home, Youppy.com offers you this simple to use mortgage calculating tool. Use it to estimate the cost of the house and mortgage you can afford in your current situation.

In general, when it comes to house expenses, including the mortgage, you should not spend more than 32% of your gross salary  (that is  before any tax  or other deductions)

Please enter your information below :

- Your annual gross salary $
- Your expected monthly property tax $
- Expected monthly heating cost $
- Monthly condo maintenance cost (if applicable) $
- Monthly payment of loans, credit card balance, etc. $
- Your expected mortgage rate (ex. 6.5%) %
- Years to repay your mortgage (max. 25 yrs) years
- Your down payment (min. 5% of buying price) $